![]() It’s the smaller things that make certain ones stand out over others. Ultimately, most credit unions offer the same core products – interest bearing checking/savings, lending, and similar business products. I like how straightforward their website is and that they have things like their fee schedule out in front instead of tucked away somewhere. Minnco is a solid credit union that certain Minnesotans (depending on eligibility) should consider. Minnco Credit Union Review – Final Thoughts It makes sense that they offer things like that since any Minnesotan knows there are a lot of roadside assistance situations with the type of winters we have. These are the types of things you might have AAA for- like towing, lock-out service, or battery jump starting. Within the lending products that Minnco credit union offers, they also have things like car services. There’s a dedicated app that you can download for that service. What I really like is the ability to set spending limits, since that can help you stay within whatever your budget is. That can be nice if you typically only shop in a designated geography. The service lets you decide how/when your cards can be used. For example, they have this thing called “CardNav” that lets you control your debit card through your phone/tablet. You’ll find various electronic services at most credit union’s, however, it looks like Minnco offers something a cut above other ones in their services. They offer commercial loans, home equity loans, Mortgage loans, Personal, and Student loans. It might be better to just use their credit card for something like that, though. I’m sure if you asked nicely, they would still consider a loan if you wanted to buy an actual toy that was just really expensive like a gigantic drone. To clarify, the “toy loans” are for big toys like motorcycles, Boats, RVs, etc. You can also find auto and toy loans if you need those. Those include checking, savings, and business solutions like card services and merchant services. Minnco also offers various business services that you might find helpful. You can also get certificates of deposit (CDs), Check Cards, and other personal services at Minnco Credit Union. That includes personal services like checking and savings accounts. You can find the standard offerings here that you would at most MN credit unions. I think it’s important for a CU (or any financial institution) to be as honest and up-front as possible about their fees. When I look at Minnco’s “About” menu, the fee schedule is right there. I know that those are usually pretty boring, but every single credit union that I’ve reviewed has pretty much kept their fee schedule hidden somewhere on their website. One thing that I noticed and liked to see right away was their “About” menu. Minnco Credit Union offers a variety of different products. Spouses, adoptive relatives, or other immediate family members are eligible to join. Those are Isanti, Chisago, Anoka, Benton, Sherburne, Mille Lacs, Washington, Ramsey, Hennepin, Wright, Pine and Kanabec. ![]() Like other MN CU’s, you can live, work, worship, volunteer in, or attend school in a few different counties. If you want to join this credit union, there are a few ways to become a member. Now, their membership covers most of East Central Minnesota. They put some money together and started lending it each other on an as-needed basis. This one came about because a group of people kept getting denied credit at banks and were tired of it. I’m not sure if the great depression played a role in it or not. It seems like a lot of CU’s in Minnesota started right around that time. This credit union has been around since 1935. We’ll cover membership requirements, what they offer, and other important details for keeping your money here.Īdvertiser Disclosure: We receive compensation if you sign up for financial products or services mentioned in this article in the blue buttons. ![]() I’ll be going over the important details on this CU in Minnesota. Minnco Credit Union is my focus here today. ![]()
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